Confederation of Australian Motor Sport

The CAMS Insurance Program Handbook provides detailed insurance and indemnity information for affiliated clubs and members.

Download the handbook for information covering:

• Combined general and products liability with professional indemnity insurance
• Liability of contractors / subcontractors and all other goods / service providers
• Liability – claims and incident reporting procedure
• Group personal accident cover

Individual CAMS members and license holders can elect to have additional coverage provided for personal accident insurance. 

The increased coverage, purchased on a 'unit' basis, where one 'unit' of benefits consists of:

• $50,000 death and capital benefits (permanent disability to scale)
• $250 per week loss of Income benefit, payable for up to a maximum period of 156 weeks, subject to a 7 day excess – maximum benefit payable is 85% of normal weekly income earned
• $1,000 non-Medicare medical expense benefit, nil excess

The maximum number of additional cover 'units' that can be purchased is five. The same terms and conditions that apply to the group cover apply to the additional cover.

A directors and officers / association liability group insurance program is available for all CAMS affiliated clubs. 

This tailored liability package includes the following covers:

• Directors and officers cover
• Association reimbursement cover
• Professional indemnity cover
• Entity cover for the organisation
• Employment practices liability cover
• Fidelity cover up to $10,000
• Tax investigation cover up to $10,000
• Fines and penalties cover up to $100,000 for specific types of penalties
• Cover for the association and non-profit organisations volunteers
• Automatic reinstatement of policy limit in the event of a claim
• Automatic continuous cover

Certificates of insurance for the combined liability and professional indemnity cover and the group personal accident cover can be accessed from the downloads section on the right.

A form allowing CAMS state managers to obtain personalised certificates of insurance for specific events is also available from the downloads window on the right.

To make a claim for injury, take the following steps within 30 days of the injury occurring:

Step 1:
Obtain a claim form from the CAMS National Office - Phone 1300 883 959. At that time CAMS personnel will ensure that an incident report form has been received relating to the injury.

Step 2:
Complete the Claim Form, ensuring that the Medical Practitioners Statement is completed by a Medical Practitioner (a doctor rather than a physiotherapist or chiropractor). Ensure all questions are answered, and if claiming loss of income benefits ensure that proof of average weekly earnings is provided e.g. pay slips/pay summary for the past 12 months. If self employed a Tax Return or letter from your accountant is required outlining your average pre-injury base
earnings from the business during the past 12 months.

Step 3:
Return the completed claim form to:

OAMPS Insurance Brokers Limited
Sports Claims Department
PO Box 852, East Melbourne, VIC 8002.

All medical expenses tax invoices, receipts and private health insurance rebate statements should be sent in with the claim form. The CAMS specialist claims officer can be contacted on 03 9412 1555 or claims.melbourneaffinity@oamps.com.au. An “Acknowledgement of Claim” notice advising the claim number will be forwarded direct to the claimant within 3 working days of receipt by the OAMPS office. Any incomplete details or additional requirements will also be advised at this time.

Step 4:
The claims officer will liaise with you on the progress and completion of your claim.
Note:

1. With ongoing loss of income it is necessary to provide medical certificates at least every 4 weeks
2. Itemised non Medicare medical expenses receipts for reimbursement should be sent to OAMPS periodically, ensuring that the claimant’s name and claim number is clearly identifiable.