Queensland Rugby League
OAMPS Insurance Brokers is proud to be in partnership with the Queensland Rugby League as its insurance broker.
OAMPS have been working with Rugby League for over 30 years. We are proud to provide insurance broking services to the Australian Rugby League Commission and their affiliated leagues.
This relationship has enabled OAMPS to develop insurance risk mitigation programmes that identify and address exposures specific to the sport. We recognise the importance of working alongside our clients to develop an insurance solution that addresses your physical, legal and financial risks.
Let our dedicated client services team talk to you about insurance and risk protection programmes specific to Rugby League. Call or submit an online query now.
Public and Professional Liability
This liability insurance is tailored to provide cover for the administration, promotion, organisation and conducting of Rugby League. Provided an organisation is only involved in sanctioned Rugby League activities they will not generally require any additional public liability cover. Should a club operate a full time licenced club they may require additional insurance protection for this operation.
Where this cover is implemented it provides specified benefits to players if they are injured whilst participating in Rugby League. Whilst excellent value premiums have again been achieved through premium pooling via a national program, this cover has not been organised on a single policy basis - Rugby League organisations need to organise this cover with OAMPS Insurance Brokers. Whilst this summary of cover outlines what can be considered the 'standard' benefits and sums insured, there is some flexibility that allows for variations to sums insured.
Club Management Liability
This policy provides cover to participating QRL affiliated clubs and local leagues. The cover extends to any natural person who has been, now is or shall become an elected director or trustee, elected or appointed officers, employee or committee member (whether or not salaried) of the insured and any natural person acting in a voluntary capacity on behalf of the insured and at the specific direction of such organisations.
Property Insurance Program
OAMPS Insurance Brokers, in conjunction with QRL, has developed an umbrella policy wherein all QRL clubs are invited to join a single, comprehensive policy tailored to suit the needs of all clubs and associations. Not only does this policy include the standard covers, it also includes additional benefits and cover limits over and above what the standard policy includes.
Certificates of currency
To receive your certificate of currency for a QRL affiliated club, please contact Julian Jemmott on 07 3367 5135 or via email Julian.email@example.com.
How to make a public and professional liability claim?
It is essential that you notify OAMPS Insurance Brokers on 1800 SPORT 0 (1800 776 780) of any potential claim. OAMPS will then provide you with advice as how to proceed.
How to make a personal accident claim?
To make an injury claim, take the following steps within 30 days of the injury occurring:
- Obtain a claim form from OAMPS Sport & Recreation by calling 1800 SPORT 0 (1800 776 780) or download it by clicking the link in the claims form downloads box on the right
- Arrange for your doctor to complete a 'medical statement'
- Arrange for your club’s secretary to complete the club’s declaration
- If claiming loss of income have the employer complete 'the member’s employment details'
- Return the completed claim form to OAMPS Sport & Recreation within 30 days of the injury occurring
I am a sport administrator. Do I need to tell our members what their insurance cover is?
This is perhaps more of a legal question than an insurance question, but certainly good risk management practices would ensure that every member be advised exactly what benefits they have under the sports injury insurance program. There have been examples of litigation taking place claiming a breach of duty of care in not advising members in this regard. Some sports have seen fit to include appropriate wording in their registration forms, which addresses this exposure.
Our club hires out our facilities to other bodies. Are we insured for this?
If your club or association hires out its club facilities to other bodies for activities other than your own, there is a need for you to ensure that all bodies that use your fields or facilities have their own liability insurance. This should be confirmed by the other body supplying a certificate of currency for its liability insurance as proof of its validity. The insurance program will protect you as the property owner but not for activities that take place at your facilities that are not organised or held by your club or association.
Does my club or association require any other liability insurance?
Generally, no. If your club or association is only involved in Queensland Rugby League sanctioned activities you will not require any other liability insurance. Should your club or association operate a full time licensed club you may require additional liability insurance for this operation. If you are uncertain about your own situation simply contact OAMPS to discuss this and we will provide individual advice to you.
How does my club or association obtain a certificate of currency for our public liability insurance cover?
Simple. You need only contact us at OAMPS Insurance brokers and explain you are an affiliate of the Queensland Rugby League and we will arrange this for you immediately.
Now that I have retired from playing, I think I may get that crook knee I injured in 2010 operated on. That will be covered won't it?
Generally, no. Policies have a maximum period after the date of injury in which treatment needs to be undertaken for expenses to be covered. This is 12 months from the date the injury occurred.
Why am I not covered for the same amounts, or even the same things, under my sports policy as my friend is under his sports policy?
Sports policies do vary. One insurer’s policy will not necessarily cover the same as another insurer’s. The terms, conditions and exclusions can differ. An expense covered by one company’s policy may not be covered by another company’s policy. In addition, the level of policy benefits provided are flexible – the sport will generally have the opportunity to select the amount of cover it requires – obviously for adjustments in premium.
Why am I not covered for the 'Medicare Gap'?
General Insurers in Australia are prohibited by the National Health Act of 1953 from making any payment on any expense for which a Medicare benefit is paid or is payable including the balance of monies due or payable by you after deduction of any Medicare benefits or rebate from the actual expenses incurred. This is commonly referred to as the “Medicare Gap”.