Features and benefits of OAMPS restaurant insurance

OAMPS is able to offer a variety of flexible extensions and options to suit the unique needs of each restaurant, caterer or café. This flexibility ensures that clients have the correct cover for their needs and do not pay higher premiums for covers they do not require. At OAMPS it’s all about choice and flexibility with competitive premiums.

As the only endorsed insurance broker to your Association for a number of years, we have developed a full understanding of your industry and provide a range of insurance and financial services for your specific needs.

Some of the features and benefits are:

• Accidental damage cover up to $250,000
• Storm damage to exterior awnings and blinds up to $20,000
• Seasonal increase for stock over Christmas and Easter
• Property in transit between locations up to $25,000
• Fire extinguishment costs up to $25,000
• Murder, suicide or disease cover at the premises
• Loss of income as a result of damage to public utilities
• Money cover including damage to safes
• Glass breakage and neon signs if damaged
• Loss or damage to goods in your care, custody or control up to $100,000
• Machinery breakdown and electronic equipment cover
• Taxation investigation cover following audit
• Loss of money or goods by employees
• Liability for the serving of alcohol as part of the business

Additional Services

One of OAMPS’ key strengths is our ability to provide the full range of insurance-related services and products.

Additional services include:

• Monthly premium option to maintain your cash flow
• Personal insurance for your home, contents and car
• Financial planning and Income protection
• Workers Compensation and workplace support services (excluding QLD)