Year 2008/2009 Sports Insurance Program

Bocce Federation of Australia has chosen the following cover with OAMPS Insurance Brokers:

• Tragedy cover up to $50,000
• Legal liability up to $10 million
• Professional indemnity up to $1 million
• Medical related cover 85% up to $1,500
• Loss of income benefits up to $250 per week for up to 52 weeks

Medicare pays all eligible costs. BFA's policy then covers such expenses as private hospital accommodation, ambulance, physiotherapy and dental fees up to a combined $1,500 in total for each medical claim.

The level of cover under the program is not 'comprehensive' and, as such, we encourage all participants to review their own individual needs. Where appropriate, we advise participants to take out private health, life and income protection insurance. It is an individual’s responsibility to ensure that he/she has adequate insurance cover for his/her needs.

Coverage detail:

Please refer to the capital benefits detail schedule in the download box at right and have a look at a sample OAMPS covere here.

 Period of insurance

 From:      4.00pm 1st November 2008
     To:      4.00pm 1st November 2009

Both Local Standard Time at the insured’s Australian head office or other commencement date as required to fit in with due date of current policy.

Medical
50% of non-Medicare expenses up to $1,500. Government legislative and legal conditions prevent your insurer from paying Medicare gaps. Under the policy you can claim physiotherapy, private hospital accommodation, ambulance and dental fees. Physiotherapy benefits payable at reimbursement rate of 85%. An excess of $50 if no private health cover.

Legal liability
Limit of indemnity $10,000,000 - Provides protection for the organisation, first aid officials, coaches, players and others officially involved with the club. Excess $nil.

Professional indemnity
Limit of indemnity $1,000,000 - cover applies to coaches, umpires, officials, administrators and team managers.

Loss of income
If you're a wage earner, temporary total disablement of $250 per week is payable up to a maximum of 52 weeks. There is a waiting period excess of 7 days.

A typical example of OAMPS cover <top>

A common sport injury in one which requires a knee reconstruction. The following figures apply to such an injury.